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OHHA INSURANCE

 
April 9, 2012~Insurance Update
This year the most common type injury for OHHA  group members has been identified as 847 Sprains & strains of the back, by the Frank Gates Insurance Agency.  To read more, CLICK HERE
March 26, 2012~Accident Disability and Accidental Death & Dismemberment (AD&D) Insurance Update
Great News for all USTA licensed Drivers and Trainers under age 70; Effective April 1, 2012, The Accident Disability and AD&D Program under policy #64779460 is now available with additional coverage options.

Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies, is now offering two different plans with two options within each plan. Each insured should select the plan that best suits their financial needs. The plans are:

Plan A, Occupational Accident Disability and AD&D will cover accidents sustained while working with the horses.
(Contact Gail at Van Gundy for details.)

Options:
Plan A, Option 1: $300 Weekly Accident Disability benefit for up to 52 weeks and $100,000 AD&D benefit.
Plan A, Option 2: $500 Weekly Accident Disability benefit for up to 52 weeks and $250,000 AD&D benefit.
Plan B, 24 Hour Accident Disability and AD&D covers any accident 24 hours a day, business or pleasure. (Contact Gail at Van Gundy for details)

Options:
Plan B, Option 1: $300 Weekly Accident Disability benefit for up to 52 weeks and $100,000 AD&D benefit.
Plan B, Option 2: $500 Weekly Accident Disability benefit for up to52 weeks and $250,000 AD&D benefit.


More good news! Because so many horsemen have requested the option of paying with a credit card, Van Gundy Agency is now offering this payment option.

Many companies shy away from the dangerous exposure of horse racing. This USTA program was created in an effort to offer the horsemen much needed accidental disability coverage that is difficult and expensive to get on an individual basis. Participation is highly recommended! We encourage you to talk with your fellow USTA licensed drivers and trainers and explain the importance of enrolling in this policy to help them protect themselves. Accidents happen in a flash! Don’t leave yourself financially vulnerable.

Please contact Gail at Van Gundy Agency for detailed information including an explanation of the benefits, limitations, exclusions, and the cost of each plan and credit card payment option. Gail’s phone: 309/452-1156, fax: 309/452-7500, email: gmcneely@vangundy.com.

Insurance is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. The coverage described in this literature may not be available in all jurisdictions. This literature is descriptive only. Actual coverage is subject to language of the policies as issued. Exclusions and limitations apply. Chubb, Box 1615, Warren, N. J. 07061-1615.


August 8, 2011~FY12 Private Group Sponsors, Third Party Administrators, BWC Assigned Staff
Please find below the downloadable materials for group-experience and group-retrospective sponsor use in meeting the safety requirements of OAC 4123-17-68 for the FY12 (July 1, 2011 – June 30, 2012) rating year, including:
· OAC 4123-17-68
· BWC Two Hour Training Guidelines (revised for FY12)
· Group Rating Safety Accountability Letter


Please note: the Group Rating Safety Accountability letter is to be published in the first quarter of the rating year. It outlines the group rating safety requirements and responsibilities of all associated parties. You may “publish” the letter by e-mail or mail to group members, post on your web site or include in newsletter or other written group rating materials.

Also attached is a list of assigned BWC representatives to each sponsor. One-on-one meetings between the assigned BWC representative and sponsor should occur at the BWC representative’s discretion or upon sponsor request. The BWC representative is available to assist you with development of safety strategies. Please add your assigned BWC representative to distribution lists to receive all safety related communication and promotion.

An overview of the safety requirements will be presented at the October training. In the meantime, please contact your assigned BWC representative if you have any questions or requests.

BWC Safety Staff Assignments                                          Training Guidelines

Rules                                                                            Accountability Letter
BWC Division of Safety and Hygiene
http://www.ohiobwc.com/employer/programs/safety/default.asp.
The O.H.H.H.I.T. Self-Pay Insurance Plan
To learn how to enroll, CLICK HERE
Eligibility Guidelines for Grooms Health Insurance
To get information, CLICK HERE
 USTA-HTA Benefits Program with Weblinks

January 1, 2010~BWC Changes Impact Public & Private Employers
Efffective January 1, 2010, BWC reduced the maximum premium discount possible for public employers from 85% to 77%.  For example, the BWC has determined that discounts associated with the Safety Council Incentive and the Drug-Free Workplace can NO LONGER be stacked on top of a group raing program discount.

The BWC’s mission is to lower risks, making workplaces safer and healthier. They provide support for businesses to improve their bottom line by reducing workers’ compensation costs. Workers’ compensation premiums include the cost of the following BWC’s safety services for Ohio employers:
  • Experts: Specialists in industrial safety, construction safety, industrial hygiene and ergonomics;
  • Training center: Offers 75 occupational safety and health courses in classrooms around the state, and six online courses;
  • Library services: Provides information, research and training aids;
  • Safety councils: 80 local safety councils throughout Ohio host monthly meetings promoting safety through informative talks and networking, presenting annual awards and offering premium rebates to eligible employers. Additional costs may be associated with monthly meetings;
  • Safety grants: Grants and loans for purchasing equipment and conducting drug-free workplace training;
  • Video library: A lending library of safety and health training videos;
  • BWC Web site: Online safety publications, tools and resources;
  • Consultation services: On-site safety and health consultation services for Ohio employers, including public and private employers
  • Safety Congress & Expo: Free, annual conference is the largest state conference of its kind;
Contact the BWC’s Division of Safety & Hygiene at 1-800-OHIOBWC or E-mail: safety@bwc.state.oh.us



Frank Gates Offers Value--Added Safety Support
The Frank Gates Service Company (Avizent) has partnered with Safex to offer safety support as another value-added benefit to our clients.  Now included as part of your service, at no additional cost, Frank Gates and Safex provide safety training, articles and updates, OSHA record-keeping assistance and other valuable resources.

To Access These Safety Resources:
--call 888-588-9848 for assistance with specific safety questions
--e-mail our safety experts at frankgates@safex.us
--visit www.safex.us/doc/frankgates to access the Safex web site with articles and materials
   targeted to meet your needs

Contact US
Frank Gates is working to meet your total claims management and safety needs.  If you have any questions about our services, please contact your Account Executive at 800-777-4283.  Make sure we have your current e-mail address so we can continue to provide you with updates!  Contact your Account Executive or send it through our on-line request form at www.frankgates.com (click Contact Us, then Request Information).


INSURANCE REMINDER
The USTA offers 24-hour accident insurance (on & off the job), for USTA licensed drivers and trainers. In addition to the insurance the USTA already offers with a paid membership ($5,000 accidental death & dismemberment and $25 weekly disability for a maximum of 26 weeks), they also offer a Voluntary Plan (24-hour accident insurance), with rates from $243 to $608.

As folks actively involved in harness racing, it’s often easy to think that “accidents always happen to the other guy,” until it happens to you. This additional insurance pays you above and beyond what your primary insurance coverage pays. This is well worth the annual cost, just in case, you’re involved in an unfortunate accident.

For information, contact Gail McNeely at the Van Gundy Agency at: 101 S. Towanda Avenue, Normal, IL 61761. Phone: 309-452-1156, Fax: 309-452-7500



Depreciation Information
OHHA Mission Statement
Founded in 1953, the mission of the
Ohio Harness Horsemen’s Association
is to preserve, protect, promote
and serve the Standardbred
industry in Ohio & beyond
Ohio Harness Racing Hall of Fame
Mod Trottter

2012 OHHA Memberships--JOIN NOW!
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