| November 1, 2013-Insurance Enrollment Reminder|
The Group Rating season is in full swing again at Frank Gates. The vast majority of our Group Rating invitations were mailed in September and early October. We will continue to send Group Rating invitations to the employers that express an interest through the February 28, 2014 filing deadline. If you have any members or prospects that would like to review the Group Rating Program, please have them complete an AC-3 and send it to our office. I have attached an Article that can be used in your Newsletter or Website to remind employers of the enrollment deadline.
Note that if an employer does not qualify for the Group Rating Program, we will work with them to suggest alternative Rating Programs. The BWC has released numerous additional programs that employers can participate in and we will work with the employers to find the program(s) that best fit their business objectives. To download the Form, CLICK HERE
|October 28, 2013-Insurance Information Updates|
A variety of resources are available to you ‘on-demand’ at https://www.bwc.ohio.gov/
The Division of Safety & Hygiene has created a monthly safety update to inform internal and external customers about the safety and industrial hygiene industry. BWC’s library staff gathers a list of timely and pertinent articles and research publications from newsletters, journals, and state and federal government agencies. Each month's edition is posted to download or share under Safety Services\Your Safety.
Stay up-to-date with the Ohio Bureau of Workers’ Compensation’s eNews, a monthly electronic newsletter. To begin receiving eNews, sign in with your e-account, then go into the communications profile (it’s located on the left side menu on the Employers home page) and select “BWC updates” as the category. Don’t have an e-account? Sign up for eNews here.
And . . . . . don’t forget to follow on Twitter @OhioBWC for all the latest news and information!
|September 16, 2013~Group-Rating Safety Accountability |
Each year Ohio employers have the opportunity to participate in BWC’s Group-Experience-Rating Program or Group-Retrospective-Rating Program. While these programs are not required, they do provide you with an opportunity to significantly reduce your workers’ compensation premiums, while increasing your awareness of safety and risk-management strategies.
Workplace safety is an important component of these programs. To succeed in accident prevention, we encourage you to use the many resources available to you. We believe a group-rating program is a partnership that includes you and your employees, your sponsoring organization or third-party administrator (TPA) and BWC. Each has specific roles and responsibilities, all designed to assist in preventing workplace accidents. This letter outlines the safety services expectations you should have as an employer enrolled in a group-rating program.
The employer will:
· Maintain a safe workplace;
· Attend safety training to enhance workplace safety;
· Use BWC’s safety services as needed;
· Fulfill the required two-hour training requirement and provide proof of attendance to sponsor for claim(s) occurring within the last year.
The certified primary and affiliated sponsoring organizations will:
· Sponsor eight hours of safety training (this may be done at one time or may be provided incrementally as long as the total is at least eight hours);
· Provide information regarding safety resources to group members;
· Possibly assist an employer in achieving its safety needs;
· Manage employer fulfillment of the two-hour training requirement, where applicable;
· Publish this letter to group members. The TPA may:
· Assist sponsoring organizations with fulfilling the group-rating safety requirements;
· Assist an employer with its safety needs;
· Work in conjunction with sponsors to develop safety training and deliver safety resources;
· Provide resources for claims handling.
· Monitor all group-rating safety activities to confirm requirements are met;
· Remain in communication with sponsoring organizations to provide recommendations for fulfilling safety requirements;
· Provide safety training through Ohio’s Center for Occupational Safety & Health;
· Offer on-site safety consultation (hazard assessments, air and noise monitoring, ergonomics evaluation, training) by a BWC safety professional;
· Offer publications and videos for safety program support;
· Conduct employer visits to confirm the employer is meeting group-rating requirements, when appropriate.
The goal of this collaborative effort is to make sure all your safety needs are met. Using these resources will assist you in preventing accidents, reducing claims costs and achieving the highest discounts possible. Below you’ll find contact information for various resources.
Group sponsor: TPA:
BWC: http://www.ohiobwc.com/employer/services/safetyhygiene.asp, firstname.lastname@example.org
|August 16, 2013~Frank Gates Insurance Note|
One or two medical-only claims can significantly increase your workers’ compensation premiums for four years. Did you know there is a way to take control of your worker’s compensation costs and negate the impact those medical-only claims have on your premiums?
BWC’s $15K Medical-only Program allows employers to pay up to $15,000 on medical-only claims. This program gives the employer all the control over the cost that goes into the Experience. You can pay all, a portion, or none of the medical bills of any one claim. To enroll in this FREE BWC program, simply send an email/fax/letter with the following information to Lori Gruber:
1. Your intent to enroll in the $15K Medical-only Program
2. Policy Name & Number
3. Tax ID Number
4. Requestor’s Name, Title, and Contact Information
Please feel free to contact me with any questions.
Lori D Gruber, ARM Analyst
614.793.8000 ext. 28021 office 800.777.4283 ext. 28021 toll free 614.932.8245 fax
Frank Gates, A York Risk Services Company 5000 Bradenton Avenue Dublin, Ohio 43017
|July 1, 2013~Beat The Heat Card from Frank Gates Insurance|
|May 24, 2013~BWC proposes $1 Billion Rebate to Ohio employers |
|May 24, 2013~Frank Gates Informational Flyer|
|May 24, 2013~Racing Industry Safety Information|
|May 24, 2013~Frank Gates Seminar Dates|
BWC Requirement, OHHA safety training information & opportunities CLICK HERE
|May 24, 2013~OHHA Accountability Letter~BWC Requirement|
This is updated annually: CLICK HERE
|May 4, 2013~OHHA Members can save Money on their BWC Premiums|
Click Here for the brochure
|March 14, 2013~Lifting Safely: A Daily Routine|
|March 1, 2013~Fire Disaster Insurance Information for Training Centers|
|March 26, 2012~Accident Disability and Accidental Death & Dismemberment (AD&D) Insurance Update|
Great News for all USTA licensed Drivers and Trainers under age 70; Effective April 1, 2012, The Accident Disability and AD&D Program under policy #64779460 is now available with additional coverage options.
Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies, is now offering two different plans with two options within each plan. Each insured should select the plan that best suits their financial needs. The plans are:
Plan A, Occupational Accident Disability and AD&D will cover accidents sustained while working with the horses.
(Contact Gail at Van Gundy for details.)
Plan A, Option 1: $300 Weekly Accident Disability benefit for up to 52 weeks and $100,000 AD&D benefit.
Plan A, Option 2: $500 Weekly Accident Disability benefit for up to 52 weeks and $250,000 AD&D benefit.
Plan B, 24 Hour Accident Disability and AD&D covers any accident 24 hours a day, business or pleasure. (Contact Gail at Van Gundy for details)
Plan B, Option 1: $300 Weekly Accident Disability benefit for up to 52 weeks and $100,000 AD&D benefit.
Plan B, Option 2: $500 Weekly Accident Disability benefit for up to52 weeks and $250,000 AD&D benefit.
More good news! Because so many horsemen have requested the option of paying with a credit card, Van Gundy Agency is now offering this payment option.
Many companies shy away from the dangerous exposure of horse racing. This USTA program was created in an effort to offer the horsemen much needed accidental disability coverage that is difficult and expensive to get on an individual basis. Participation is highly recommended! We encourage you to talk with your fellow USTA licensed drivers and trainers and explain the importance of enrolling in this policy to help them protect themselves. Accidents happen in a flash! Don’t leave yourself financially vulnerable.
Please contact Gail at Van Gundy Agency for detailed information including an explanation of the benefits, limitations, exclusions, and the cost of each plan and credit card payment option. Gail’s phone: 309/452-1156, fax: 309/452-7500, email: email@example.com.
Insurance is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. The coverage described in this literature may not be available in all jurisdictions. This literature is descriptive only. Actual coverage is subject to language of the policies as issued. Exclusions and limitations apply. Chubb, Box 1615, Warren, N. J. 07061-1615.
|BWC Division of Safety and Hygiene|
|The O.H.H.H.I.T. Self-Pay Insurance Plan |
To learn how to enroll, CLICK HERE
|Eligibility Guidelines for Grooms Health Insurance |
To get information, CLICK HERE
| USTA-HTA Benefits Program with Weblinks|
The USTA offers 24-hour accident insurance (on & off the job), for USTA licensed drivers and trainers. In addition to the insurance the USTA already offers with a paid membership ($5,000 accidental death & dismemberment and $25 weekly disability for a maximum of 26 weeks), they also offer a Voluntary Plan (24-hour accident insurance), with rates from $243 to $608.
As folks actively involved in harness racing, it’s often easy to think that “accidents always happen to the other guy,” until it happens to you. This additional insurance pays you above and beyond what your primary insurance coverage pays. This is well worth the annual cost, just in case, you’re involved in an unfortunate accident.
For information, contact Gail McNeely at the Van Gundy Agency at: 101 S. Towanda Avenue, Normal, IL 61761. Phone: 309-452-1156, Fax: 309-452-7500
|Copyright © 2008-2013 Ohio Harness Horsemen's Association ®. All rights reserved. OHHA, 800 Michigan Ave. Columbus, Ohio 43215-1166. 1-614-221-3650 OR 1-800-353-6442|